AI for Financial Services That Balances Innovation with Compliance
Deliver personalized financial experiences, automate risk operations, and accelerate digital transformation with AI that meets strict regulatory requirements.
Regulatory Complexity
Navigating evolving regulations across jurisdictions
Customer Experience
Meeting rising expectations for digital-first banking
Fraud & Risk
Sophisticated threats requiring real-time detection
Operational Efficiency
Manual processes limiting scale and profitability
The AI Opportunity in Financial Services
Here's the tension every bank faces: your customers expect the seamless digital experience of a fintech. But you're running on legacy systems with regulatory constraints that startups don't have. AI can bridge that gap—but only if you build it right. Speed matters less than control. Governance matters more than models.
85%
More fraud caught. Fewer false alerts to investigate.
60%
Faster loan decisions. Get credit to customers who qualify.
40%
Better customer satisfaction. Real support, available 24/7.
The banks winning right now aren't the ones moving fastest. They're the ones who got governance right first, then built AI on top of a foundation they can explain to regulators.
Our Three-Layer Approach for Financial Services
We've built this specifically for regulated environments. If you're rushing to deploy AI without governance, you'll pay for it later.
Layer 1: Advisory & Governance
Before you build anything, we help you design governance that works. This means model risk frameworks that pass regulatory scrutiny, not checkbox compliance.
- • Model risk management that actually works for AI/ML (not just traditional models)
- • Fair lending compliance—bias testing you can defend
- • Data governance that doesn't slow you down
- • Explainability strategy so regulators understand your decisions
Layer 2: Build & Integrate
Now we build. Everything we deploy connects to your core systems and operates within the governance model we designed. No demos, no experiments—production from day one.
- • Conversational banking—voice and chat interfaces that handle real customer questions
- • Real-time fraud detection that catches what your legacy systems miss
- • Loan decisioning that's faster and fairer than manual underwriting
- • KYC/AML that actually scales—automated screening with human review when it matters
- • Deep integration with Temenos, FIS, Jack Henry, Salesforce FSC
Layer 3: Operate & Scale
AI in production doesn't stay stable. We handle ongoing monitoring, model retraining, and all the compliance reporting regulators will ask for. We own the operational burden so you don't have to.
- • Performance monitoring—catch model drift before regulators do
- • Fairness testing and bias detection, reported monthly
- • Explainability reports for audit readiness
- • Complete audit trail and model lineage—every decision, documented
- • Continuous retraining on fresh fraud patterns and market shifts
- • Incident response if any model behaves unexpectedly
What We Actually Build
Here are the most common projects we work on. Most banks start with one of these, then expand once they see the results.
Customer Service & Experience
Conversational Banking
AI assistants for account inquiries, transfers, bill pay, and financial advice
Loan Application Assistance
Guided loan applications with AI-powered eligibility pre-screening
Financial Planning Copilots
Personalized budgeting advice, savings goals, and investment recommendations
Document Q&A
Natural language search across account statements, loan documents, policies
Risk & Compliance
Fraud Detection
Real-time transaction monitoring with anomaly detection and behavioral analytics
KYC/AML Automation
Automated identity verification, sanctions screening, and adverse media monitoring
Credit Risk Assessment
Alternative data-driven credit scoring with explainable decision factors
Regulatory Reporting
Automated data extraction and report generation for regulatory filings
Operations & Processing
Automated Underwriting
Intelligent loan decisioning with income verification and risk assessment
Claims Processing
Document extraction, claim validation, and fraud detection for insurance
Trade Reconciliation
Automated matching and exception handling for securities processing
Contract Analysis
Automated review of loan agreements, investment documents, legal contracts
The Numbers That Matter
Customer Experience
40% improvement in satisfaction. 65% faster customer support. Available 24/7 without hiring another call center.
Risk & Fraud
85% more fraud caught. 50% fewer false alarms your team has to investigate. $2-5M in prevented losses annually.
Speed & Efficiency
60% faster loan decisions. 70% less manual document work. 30-40% reduction in compliance operations costs.
Revenue Growth
15-20% increase in loan volume. 25% higher cross-sell rates. Better customer retention through personalization.
Compliance & Security
Regulators are going to ask questions. We make sure you have answers.
Model Governance & Testing
We validate every model we deploy. Independent testing. Documented governance. Fair lending compliance baked in from the start.
Explainability & Audit Trails
Every decision is documented. You'll know exactly what factors drove each credit decision, each fraud flag, each recommendation. Examiners get what they need. You stay in control.
Ongoing Monitoring & Reporting
Performance drifts. Models age. We catch issues before regulators do. Monthly reporting on fairness, accuracy, and compliance metrics.
How We Work With You
There's no one-size-fits-all playbook. But most engagements look like this:
Readiness Assessment (2-3 weeks)
We audit your current state—systems, data, risk appetite, regulatory constraints. No fluff.
Build Governance (4-6 weeks)
We design the frameworks and controls first. Everything that comes after fits into this foundation.
Pilot & Validate (8-12 weeks)
We build with a small team. Test fairness. Run it through your controls. De-risk before full rollout.
Scale & Monitor (Ongoing)
We own operations. Monitoring, retraining, regulatory reporting—you can focus on strategy.
Ready to move forward?
The banks winning with AI right now started with a conversation. Let's talk about where you are today and what's actually possible.
Schedule Assessment